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Finance based on your future not your past

  • Posted by Duografik
  • On May 15, 2020
Many businesses are applying for finance from banks and other similar institutions using the traditional methods. This means the bank will ask for records covering your last two years. You must ensure all your documentation is up to date, that your tax has been lodged and that you know what tax debt you owe and […]
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Identify Customers with Poor Cashflow

  • Posted by Duografik
  • On March 13, 2020
As business owners we all love to make a new sale. When you put so much effort into marketing and building your business, the last thing you want to do is turn Customers away. However, if you start to observe your Customers displaying behaviours like those below, or increasing regularity of these behaviours, then there […]
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Coronavirus: Deadly for business

  • Posted by Duografik
  • On March 3, 2020
At a death rate of just under 1.5% outside China it is not much more deadly than the flu, though the impact of China’s business shut down is enormous. Last week the case fatality rate of COVID-19 (coronavirus) appeared to be just over 3.4% in China and just under 1.5% outside China (WHO 2020). That’s […]
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Hacker waits undetected before attempting to steal client funds

  • Posted by Duografik
  • On February 19, 2020
“I am not in the office today, my boss has advised that I requested money today and I haven’t.  I want to get this cleared up as soon as possible.” This phone message was left by an alarmed Staff Member of one Client on a Friday afternoon at 4:21pm. As they use the AddCash line […]
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Funds disappear after offshore email hack

  • Posted by Duografik
  • On February 10, 2020
It was a normal Wednesday afternoon, one of our Managers had just finished funding for the day and turned their attention to an unusual email. The email had been received a few days earlier and included an attachment containing a remittance for which the payment had not been received. The amount was for a little […]
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Keep the fleet rolling

  • Posted by Duografik
  • On October 15, 2019
Businesses in the transport and logistics sector face many challenges trying to manage and maintain consistent cashflow having to juggle fluctuating fuel prices, tight margins, reducing numbers of skilled drivers, and ever-increasing regulation and safety obligations.   Adding to the strain is the broader business issues of credit accessibility from mainstream funding sources and Customers […]
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How to stay sweet with your staff & customers through the busy periods

  • Posted by Duografik
  • On September 6, 2019
Seasonal demand can fluctuate throughout the year, which can make it difficult to maintain cashflow for any business. Any seasonal demand that requires significant capital outlays and, in some cases, delayed receipt of revenue can lead to serious cashflow problems, particularly ensuring suppliers are paid on time. This only gets harder when existing finance agreements […]
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Six Signs you could use AddCash Customer Invoice Finance

  • Posted by Duografik
  • On July 10, 2019
Not being in control of your business’ finance can be a frightening thought. Working on credit, trying to meet payroll and tax commitments plus trying to invest back into the business to grow, creates an uncomfortable situation. AddCash Finance creates a faster alternative for borrowing money by allowing businesses to access up to 80% of […]
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Are overdrafts and credit cards the right funding tool?

  • Posted by Duografik
  • On June 22, 2019
Over the past two or more years the biggest challenge for small to medium businesses is getting enough cash to effectively run the business. It’s not uncommon for a profitable business to have cashflow problems, and this is especially true when new growth and sales opportunities come up. There is a growing trend for extended […]
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How does Customer Invoice Finance differ to a Bank Overdraft?

  • Posted by Duografik
  • On May 21, 2019
Customer invoice finance and bank overdrafts both provide cash to help businesses fund their day to day operating expenses, however there are some major differences. Here is an explanation on how they vary to help you decide what is best for you. 1. Avoid Property Security, Protect Your Assets and Build Personal Wealth Security is […]
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