Every small business is unique because every business owner is on their own journey.
Businesses regularly compete for the same opportunities and face similar challenges. What distinguishes each business is their unique combination of opportunities and challenges, intertwined with the needs and goals of each business owner.
Businesses are undergoing constant creation, expansion, contraction and restructure, while their owners are starting families, moving home, facing health issues, going through marital separations, or planning their retirement.
AddCash specialises in assisting business owner operators with financing their working capital, the money needed to pay the day-to-day expenses like employees, suppliers and taxes. Our experienced team will coordinate with your external Accountant and Finance Broker to offer short-term assistance or support long-term financial strategies.
Prioritise cheap debt with long term investment.
When structuring business finance, consider prioritising the cheapest debt available to long term investment needs, like purchasing new equipment or property. If additional funding is required, look to align short term obligations with short term debt options like a facility with AddCash. Our finance solutions can work alongside your existing finances or operate stand-alone.
AddCash is an asset-based lender. We accelerate access to business cashflow tied up in unpaid customer invoices. We can unlock equity in equipment assets and property for further temporary working capital assistance when structuring commercial debt consolidation or bridging solutions.
Line of credit that synchronises with working capital.
Our debtor finance facilities operate like a revolving line of credit that synchronises with working capital fluctuations because costs, plus profit and taxes such as the GST, are already built into the value of customer invoices being financed. Customer receipts automatically repay any finance, and ongoing charges are incurred only when the facility is drawn. Contract terms are flexible, designed to match your requirements with the option of early repayment without penalty. Funding customer invoices for working capital is a sensible solution that leaves other assets available for long term business investment needs.
In addition to our expertise, all Clients have access to our full suite of technology solutions. These include access to our online portal, like internet banking, which is mobile responsive and secured with sophisticated password management and two factor authentication. Transactions can be imported directly into accounting software for simple reconciliation and reporting.
